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| 30 Year Fixed Rate Mortgage |
| 15 Year Fixed Rate Mortgage |
| 30 Year Fixed Rate Mortgage (Jumbo) |
| Payment Option ARM (Jumbo & Conforming) |
| 3/1 Adjustable Rate Mortgage |
| 5/1 Adjustable Rate Mortgage (5/1 ARM) |
| 7/1 Adjustable Rate Mortgage (7/1 ARM) |
| 10/1 Adjustable Rate Mortgage (10/1 ARM) |
| 3/1, 5/1, 7/1 Jumbo ARMs available |
| Home Equity Line of Credit |
| Home Ownership Accelerator Program |
Rates last updated on Tuesday, July 31, 2007
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30 Year Fixed Rate Mortgage
With a fixed rate mortgage, the interest rate is fixed for the life of the loan. Take advantage of today's low rates.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 6.125% | 2% | 6.513% |
| 6.375% | 0.75% | 6.643% |
| 6.5% | 0% | 6.695% |
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15 Year Fixed Rate Mortgage
With a fixed rate mortgage, the interest rate is fixed for the life of the loan. Take advantage of today's low rates.
Term: 15 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.75% | 1.875% | 6.368% |
| 6% | 0.875% | 6.459% |
| 6.375% | 0% | 6.695% |
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30 Year Fixed Rate Mortgage (Jumbo)
Should you need to borrow more than $359,650, then a Jumbo loan might be what you need. Just like with a regular fixed rate mortgage, the interest rate on your Jumbo will be fixed for the life of the loan. Take advantage of today's low rates.
Term: 30 years
Maximum Amount: $2,000,000
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| Rates | Points | APR |
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| 6.5% | 1.625% | 6.859% |
| 6.625% | 1.125% | 6.935% |
| 7.125% | 0% | 7.328% |
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| 15 year term also available |
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Payment Option ARM (Jumbo & Conforming)
This mortgage allows you to select a monthly payment that best suits your needs. Just paid your child's tuition? Select the interest only payment to keep a handle on monthly cash flow. Just got your IRS refund check? Make a higher interest and principle payment and pay your loan off sooner. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | Points | APR |
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| 3.6% | 1% | 6.665% |
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3/1 Adjustable Rate Mortgage
7:15:05 PMFor this mortgage, the interest rate is fixed for the first 3 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.25% | 1.875% | 7.27% |
| 5.5% | 1.125% | 7.279% |
| 6.125% | 0% | 7.331% |
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5/1 Adjustable Rate Mortgage (5/1 ARM)
For this mortgage, the interest rate is fixed for the first 5 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.5% | 2.125% | 7.095% |
| 5.875% | 1.125% | 7.147% |
| 6.5% | 0% | 7.288% |
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7/1 Adjustable Rate Mortgage (7/1 ARM)
For this mortgage, the interest rate is fixed for the first 7 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 5.75% | 1.875% | 6.963% |
| 6.125% | 0.875% | 7.059% |
| 6.625% | 0% | 7.234% |
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10/1 Adjustable Rate Mortgage (10/1 ARM)
For this mortgage, the interest rate is fixed for the first 10 years, then adjusts annually or semi-annually. The interest rate for this loan is computed as the total of a changing index rate and a fixed margin.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 6.75% | 1.875% | 7.384% |
| 7.5% | 1% | 7.812% |
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3/1, 5/1, 7/1 Jumbo ARMs available
Fixed for 3, 5, or 7 years, then adjusts annually. The interest rates for these loans are computed as the total of a changing index rate and a fixed margin. Call for more details: 800-974-2008.
Term: 30 years
Maximum Amount: $2,000,000
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Home Equity Line of Credit
A credit line secured by equity in your home. Works very much like a credit card account and you can draw out cash (up to the limit) for any need that you have. Call us for details on our no fee credit lines.
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Home Ownership Accelerator Program
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